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Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
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There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Free Mortgage Review
Find out how much your home is worth.
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My husband and I recently renewed our mortgage through Kevin and couldn’t be happier with the work he did for us. We got a fantastic rate and the process of renewing was extremely easy for us. We were blown away by his attention to detail as well as his knowledge and expertise of all things mortgages. You can tell Kevin really cares about his clients and wants to provide really good service to them.
Erika Evans
Kevin and Zachary took the process of sorting out our mortgage, which I generally don’t know very much about, and walked us through step-by-step so that we understood every aspect of our mortgage. They were friendly and personable and were available for questions or calls whenever we needed and went out of the way to make the whole process smooth and as easy as possible for us. once we had been approved, they went above and beyond and we’re able to get us an even better rate! I’ll definitely recommend them to any friends and family needing a mortgage in the future.
Kirsten Dyck
I would recommend Kevin to anyone. From day one his approach with our mortgage needs was very professional and informatiive. He accomplished a refinance for us that other brokers we had talked to couldn’t. He is very knowledgable, and I feel now that we have him as our broker, our future mortgage needs will be more within reach. He is going to benefit anyone who has him in their court when mortgage hunting. Absolutely superb service. Thank you Kevin!
Zoe Paterson
My wife and myself were re- introduced to Kevin Bay through our sons who went to one of David’s ‘first time home buyers’ seminars a while back. When we made the decision after 23 years to sell our home and change our housing strategy, which required taking out a small mortgage, to go through a mortgage broker and chose to work with Kevin. Kevin was patient as ‘we processed’ going down this road. Instead he went above and beyond and exceeded our expectations! Kevin listened to our needs and found what we were looking for in a mortgage that was both flexible and competitive in rate. We had a very positive experience working with Kevin.
Kary and Karen
Kevin was very helpful setting us up with a mortgage. Even at an early stage when it wasn’t clear at all how things were going to work out, he still took the time to learn our situation and give great advice and help. Highly recommended!
Andrew Demoline
Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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